01 / DESCRIPTIVESTARTING POINT
Understand.
What is happening?
Make sense of the data: results, volumes and operational behavior.
A financial technology ecosystem
Value goes beyond
the transaction.
We connect payments, authentication and processing. Our vision: turn your operational data into better decisions.
MERCHANTS·ACQUIRERS·ISSUERS
Strategic alliances
30+
Years of experience
Experience in payment technology.
Technology-agnostic approach
Your operation shapes the integration.
A comprehensive view
From payments to the value of their data.
01 — The ecosystem
One ecosystem.
More than a collection of tools.
Value comes from how services work together. We start with your operation to define what to connect, what to protect and how to complete the payment journey.
OPERATIONS + CONTEXTHow value
How value
connects.
From the payment channel to authentication and operational data. Every component has a role in the ecosystem.
Explore the solutions ↗ALIGNET ONE / VALUE MAPOPERATIONS + CONTEXT
02 — Our vision for the experience
Every transaction
has a story.
We want you
to understand it.
A payment response tells only part of the story. Our vision is to connect its stages to understand what happened and what it means for your business.
- Connect the eventsFrom the start of the transaction to its completion.
- Put the numbers in contextAmounts, fees and outcomes.
- See the bigger pictureFrom the transaction to the business.
Not just knowing whether it happened.
Understanding how it happened and its outcome.
TX-DEMO-001 · SAMPLE DATA
WEBS/150.00
A purchase begins the journey.
The channel, amount and reference help reconstruct what happened. In this example, a digital purchase starts the transaction.
ReferenceTX-DEMO-001
Entry channelWeb
Example amountS/ 150.00
Trust also leaves a signal.
When applicable, authentication provides information about cardholder verification. Understanding this stage helps explain the payment experience.
Illustrated processAuthentication
Example outcomeVerified
Intended insightAuthentication context
A response, in context.
The authorization result is part of the story, not the whole story. Connecting it with the channel and authentication provides a fuller picture.
Illustrated processAuthorization
Example outcomeApproved
Intended insightJourney continuity
The payment continues its journey.
Clearing adds another operational stage. Our vision is to preserve the connection between the original transaction and its subsequent processing.
Illustrated processClearing
Example statusIncluded
Intended insightConnection to the original transaction
Completion also tells a story.
Connecting the payment to settlement helps ask better questions about amounts, fees and credits. All values in this example are fictional.
Illustrative gross amountS/ 150.00
Fictional fee, not a quoted rateS/ 3.00
Illustrative creditS/ 147.00
This experience represents a product vision, not an available interface. Amounts, fees and statuses are fictional; they do not describe pricing or settlement timelines.
03 — Solution families
A role for every component.
A shared purpose.
Payments, authentication, fleets and data in one offering. Explore the role of each family in the Alignet One ecosystem.
01Alignet.Pay
Payments, from channel to processing.
Alignet Pay brings together gateway services, orchestration, acquiring processing and tokenization in one family of payment solutions. It connects acceptance on websites, apps and at the point of sale with the rest of your operation.
02Alignet.SecureKey
Authentication as part of the experience.
Alignet SecureKey brings together authentication components: ACS, 3DS Server and risk-based analysis (RBA). Its role in the ecosystem is to integrate cardholder verification into the payment journey.
03Alignet.Fleet
Fleet operations within the ecosystem.
Alignet.Fleet connects payments, spending and fleet management. Its digital payment option lets drivers scan a QR code, enter purchase details and authorize payment on their phone, without a physical card or POS terminal.
04Alignet.Bill
Electronic invoicing and records for your company.
Issue electronic documents, validate them through OSE and prepare purchase and sales records with Biz-SIRE.
05Alignet.Insight
Insights for better decisions.
Alignet.Insight brings together, integrates and connects operational data, turning it into information and insights that support analysis, management and decision-making. Its future development envisions predictive and prescriptive models, as well as AI-based recommendations.
Component availability, integrations and the scope of each service are confirmed for each project. Advanced data capabilities are presented as part of our vision for future development.
Business first
Technology connects.
Value depends on your business.
A view beyond volume.
Gateway services, orchestration and acquiring processing are part of the conversation. Our proposed evolution aims to connect operations with their costs, revenue and outcomes.
A business question
How can the payment journey connect to operational profitability?
Understand the authentication experience.
Authentication is part of the service and the cardholder experience. Our vision is to use its data to understand behavior and opportunities for improvement.
A business question
What does authentication reveal about my customers’ experience?
Connect payments to your business.
Integrate payment acceptance into your website, app or point of sale. Our vision for the future aims to connect payments with more information from your business operations.
A business question
How can I move from knowing how much I collected to better understanding my operation?
04 — Our data vision
OUR VISION FOR THE FUTUREFrom knowing what happened
From knowing what happened
to deciding what to do.
Data has more value when connected. Our direction is to move from describing operations to analyzing patterns and making business recommendations.
02 / PREDICTIVEVISION
Anticipate.
What could happen?
Explore patterns and relationships to build projections and behavioral scenarios.
03 / PRESCRIPTIVEVISION
Recommend.
What should we consider doing?
Turn context into possible actions that customers can evaluate for their business.
Predictive and prescriptive analytics, ontology-based models and AI recommendations are a vision for future development. They are not presented as available services or delivery commitments.
Questions that guide what comes next.
Proposed use casesOperational profitability.
What changes when we connect processing revenue, costs and outcomes instead of looking only at volume?
From document to payment.
What could we learn by connecting invoice information with its payment and collections management?
The behavior behind the payment.
Which purchasing and authentication patterns help identify opportunities and friction points?
Using and linking information requires defining data authorization, scope, access and responsibilities for each project.
05 — Alignet
Experience is the foundation.
Progress is
the direction.
Alignet has over 30 years of experience. With Alignet One, we bring our payments, authentication, fleet and data offerings together under an ecosystem vision.
Your operation is the starting point. The conversation does not end with technology: it continues with what you need to understand, manage and improve in your business.
Technology-agnostic approach
Integration is defined around the customer’s operating model and needs.
A modular offering
Different solution families, with an agreed scope for each project.
The next conversation
Let’s talk about your business.
Then, about technology.
Tell us what you need to connect, what you cannot yet see and where you want to take your operation.
Email us
Call us+51 (1) 610-9500
Find usMiraflores, Lima · PeruAv. Casimiro Ulloa 333, San Antonio